Blog

Big Ideas Series: Unleashing the Internet of Things to Help Consumers of the Future

By 2020, the Internet of Things (IoT) is expected to have as much as a $15 trillion impact on the world’s economy. Once the current challenges of integration, skill fragmentation, and agility associated with the fusion of IoT, Big Data, and Traditional Data systems are addressed, data omniscience can be achieved, enabling innovative new ways...

Financial Services Company Boards—Some Thoughts For Your Cybersecurity Discussions

The frequency and high profile nature of cybersecurity threats has gained the attention of corporate leadership, board directors, policymakers and the public. Federal and state regulators have heightened expectations for cybersecurity risk management at firms, including more active engagement by the Board of Directors. With all this increased...

What Do Financial Services Look Like When Everyone is Self-Employed?

Self-employed contract work is becoming the new normal. News headlines point to Uber, Lyft, DoorDash, Handy, and the rest of the “On-Demand Economy” as spearheading this shift. But, while they are a very visible embodiment of the trend (Uber has hundreds of thousands of contract workers while employing a few thousand full-time staff), the...

Big Ideas Series: Will Blockchain be to Transactions What “Web” was to Communication?

Blockchain, Cryptocurrencies & Distributed Ledger: Bringing Blockchain Technologies to the Mass Market—What’s the Impact on Consumers? Key points: Blockchain technology potential goes far beyond the consumer space and might likely stretch in impact beyond the complete current financial system and central bank model as well as open up new...

Big Ideas Series: AI of Everything Driving a Financial Services Digital Quake

Financial services beyond 2025, in every way, will be disrupted by artificial intelligence (AI) embedded into everything. We have an historical inflection point in culture, society, the economy, arts, science, education, governments, industry, media—thus humanity. Time stamp–2026.07.14 “It is time to wake up Jane. Here is your morning...