Lending and Leasing

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FSR advocates on behalf of members that provide loans and leases to customers, including mortgage lending and servicing, credit card lending, auto and commercial equipment leasing, and lending to students and military service members.

Current Lending & Leasing:

  • GSE Reform
  • FHA Reform
  • Mortgage lending and servicing compliance requirements
  • Military service member and small business lending and serving requirements
  • Fair lending and disparate impact
  • Credit card compliance requirements
  • Secured finance, including indirect auto lending, privacy notices, CFPB privilege, and international harmonization of regulations

 

Revisions of QM Rules to Reg. X and Reg. Z, 05-22-13

The Financial Services Roundtable1 and its Housing Policy Council2 appreciate the opportunity to comment on the Consumer Financial Protection Bureau’s (Bureau) proposal to amend some of the Bureau’s final mortgage rules (Proposal).3 We thank the Bureau for its dedication to ensuring that the new mortgage rules are clear and effective and...

FINANCIAL SERVICES REPRESENTATIVES SAY BROAD, UNFOCUSED REGS ARE BIGGEST CONCERN

Tim Pawlenty, president and CEO of the Financial Services Roundtable, said a recent survey conducted by his group found respondents less worried about economic conditions as barriers to growth than the “cumulative effect of regulations. … We look at lack of clarity and certainty [with respect] to the timing, nature, and magnitude” of...

INDEPENDENT FORECLOSURE REVIEW

Mortgage servicers participating in the Independent Foreclosure Review have launched an expanded outreach effort to increase awareness of the opportunity for eligible borrowers to request a free, impartial review of their foreclosure by neutral, independent consultants.

Banks On Track to Reach 3 Year Small Business Lending Goal

One year ago in a joint-announcement with the SBA and the Administration, 13 major banks committed to increase lending to small businesses in underserved communities by $20 billion over the next three years