Lending and Leasing

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FSR advocates on behalf of members that provide loans and leases to customers, including mortgage lending and servicing, credit card lending, auto and commercial equipment leasing, and lending to students and military service members.

Current Lending & Leasing:

  • GSE Reform
  • FHA Reform
  • Mortgage lending and servicing compliance requirements
  • Military service member and small business lending and serving requirements
  • Fair lending and disparate impact
  • Credit card compliance requirements
  • Secured finance, including indirect auto lending, privacy notices, CFPB privilege, and international harmonization of regulations

 

Ex-Im Vote a Positive Step Forward

A procedural vote Sunday in the Senate to advance the renewal of the Ex-Im Bank charter with a strong bipartisan vote showed its broad support and is a positive step forward in keeping American businesses competitive said the Financial Service Roundtable (FSR).

Comments on CFPB Arbitration Study

HPC files comment letter to CFPB on new TRID effective date proposal

Expiration of Ex-Im Bank Charter Creates Unlevel Economic Playing Field for U.S. Companies Against Other Countries

The Export-Import Bank, an institution that provides critical financing for businesses to compete in the international marketplace, will expire by the end of today due to inaction by Congress to reauthorize its charter.

CFPB Should Delay Implementation of Complicated Mortgage Disclosure Rule

FSR and its Housing Policy Council welcome the Consumer Financial Protection Bureau’s (CFPB) proposal to extend the implementation date of the TILA-RESPA mortgage disclosure rule to October 3. FSR and HPC believe the extended date is helpful, but the CFPB should have a formal “grace period” on enforcement of the new disclosures for the...