Lending and Leasing

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FSR advocates on behalf of members that provide loans and leases to customers, including mortgage lending and servicing, credit card lending, auto and commercial equipment leasing, and lending to students and military service members.

Current Lending & Leasing:

  • GSE Reform
  • FHA Reform
  • Mortgage lending and servicing compliance requirements
  • Military service member and small business lending and serving requirements
  • Fair lending and disparate impact
  • Credit card compliance requirements
  • Secured finance, including indirect auto lending, privacy notices, CFPB privilege, and international harmonization of regulations

 

Strengthening the Consumer Experience for Homebuyers

As the housing market recovers, many potential homebuyers have not engaged in home buying or refinancing in the past 6 years. The process is rapidly changing and consumers are only now beginning to experience the effects of such change. It would be more beneficial to lenders and ultimately consumers if the CFPB would allow the new rules governing...

HPC Letter re: CFPB’s “Know Before You Owe” Deferral, 2/7/14

The undersigned trade associations have consistently supported efforts to improve the mortgage process and welcome the opportunity to assist in any manner for that purpose. Nevertheless, we write to you today to strongly urge that the Consumer Financial Protection (CFPB) defer the next stage of its Know Before You Owe effort, which apparently...

FSR Applauds the U.S. Senate Banking Committee On Progress Toward Releasing GSE Reform Legislation

"The Financial Services Roundtable and its Housing Policy Council support action on legislation to reform the housing finance market,” wrote FSR CEO Tim Pawlenty to Senators Johnson and Crapo. "We encourage you to continue your very positive efforts to produce bipartisan legislation for the Senate Banking Committee to consider as soon as...

Letter Re: Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies & Practices of Entities, 2/6/14

The Financial Services Roundtable (“FSR”), the Consumer Bankers Association (“CBA”), the American Bankers Association (“ABA”) and the Independent Community Bankers of America (“ICBA”) are pleased to respond to the proposed joint standards for assessing the diversity policies and practices published in the Federal Register on...

Pawlenty/Dalton Letter to Sens. Johnson & Crapo re: Housing Finance Reform, 2-4-14

The Financial Services Roundtable and its Housing Policy Council support action on legislation to reform the housing finance market. We encourage you to continue your very positive efforts to produce bipartisan legislation for the Senate Banking Committee to consider as soon as possible. As you have indicated, this effort can build off the...