FSR today released a white paper on the unique retirement savings challenges of women, minorities, and millennials. Authored by FSR’s Vice President of Government Affairs for Investment Management, Jill Hoffman, the white paper comes at a time when more than half of Americans are not saving enough for retirement. To encourage employers to take a leading role in helping their workers save, FSR has spearheaded its Save 10 initiative. Save 10 is a business to business, peer to peer effort encouraging responsible employers to help their employees better prepare for a secure retirement by enabling them to save 10 percent of their income. 96 companies, covering more than 1.8 million workers, have certified as Save 10 employers.